|
A. |
Basic
Guarantees |
Buildings |
Contents |
|
A.1 |
Fire,
explosion and lightning |
100% |
100% |
|
A.2 |
Water
damage |
100% |
100% |
|
|
Plumbers and/or bricklayers
expenses to find and repair damage |
100% |
100% |
|
A.3 |
Extension of
guarantees: |
100% |
100% |
|
|
1. Natural risks of nature |
100% |
100% |
|
|
2. Flooding |
100% |
100% |
|
|
3. Vandalism and malicious mischief |
100% |
100% |
|
|
4. Smoke and soot |
100% |
100% |
|
|
5. Crashes, impacts, falling aircraft and sonic
waves |
100% |
100% |
|
A.4 |
Breakage of glass, mirrors,
window panes, glass walss, marble and granite
Breakage of crockery and
bathroom fittings
Braekage of vitroceramic cooking
surfaces |
100% |
100% |
|
A.5 |
Burglary,
robbery and larceny: |
|
|
|
|
1. Burglary, damage from burglary and robbery (inside
home) |
100% |
100% |
|
|
-valuable
objects: |
|
|
|
|
Automatic inclusion of up to 20%
for obejcts with a unitary valuea of less than 1,800 euros |
|
|
|
|
-cash |
|
300
euros* |
|
|
2. Larceny |
|
Max 25%. 3,000
euros/loss/year |
|
|
Larceny of valuable objects |
|
300
euros* |
|
|
3. Hold up outside the home : personal effects |
|
1,200
euros* |
|
|
Hold up outside the home : cash |
|
300
euros* |
|
|
4. Fraudulent use of credit cards |
|
600
euros/loss/year |
|
|
5. Key and lock replacement expenses |
|
600
euros* |
|
A.6 |
Miscellaneous
Expenses |
|
|
|
|
1. Fire department assistance |
100% |
100% |
|
|
2. Salvage, extinguishing, demolition and debris
removal |
100% |
100% |
|
|
3. Replacement of documents |
|
10% |
|
|
4. Uninhabitability of the dwelling, loss of
rents |
|
|
|
|
-Alternative accomodation (max
12 months) |
100% |
|
|
|
-Furniture rental (max 12
months) |
|
100% |
|
A.7 |
Electrical
damage |
6,000
euros* |
|
A.8 |
Aesthetic
restoration of building |
|
|
|
A.9 |
Garden
reconstruction |
|
|
|
A.10 |
Temporary
removal of contents (max 3 months) |
|
Max 15%
1,500
euros/loss |
|
|
Cash |
|
300
euros |
|
A.11 |
Refrigerated
goods |
|
300
euros* |
|
A.12 |
Garden
furniture |
|
3,000
euros |
|
A.13 |
Public
liability/Bails |
300,500
euros |
|
|
Public
liability water damage |
Max 150,000
euros |
|
|
Employers P.L. |
Max 60,100
euros |
|
B. |
Supplementary
Guarantees |
|
|
|
B.1 |
Home/Emergency
Assis. |
Included |
|
B.2 |
Legal
defence of family/claim for damages |
Included |
|
|
Legal
defence/bail bonds |
6,050
euros |
|
B.3 |
Vehicles in
garage |
Optional |
|
B.4 |
All
risk |
Optional. As per specific
conditions |
|
|
General |
|
|
|
|
Value
as new |
Included |
|
|
Automatic
adjustment |
Included |
|
|
Extraordinary
risks |
Included |
|
|
|
|
|
|
|
*First-loss
capital |
|
|
