Supplementary guarantees
You must refer to the full policy document for the full terms and conditions.
The information below is only an extract.
Hotel expenses
Should the dwelling, as a result of a loss guaranteed by the policy, become uninhabitable, the Insurer shall arrange for and bear the costs of the lodging of the Insured (or Insured parties) in a hotel close to his residence, for up to a maximum of 48 hours.
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Expenses for surveillance of the dwelling
Should the dwelling become uninhabitable, and provided that,
as a result of the loss guaranteed by the policy,
its accessways are left unprotected, the Insurer shall
arrange for and bear the expenses of its surveillance,
for up to a maximum of 72 hours.
Moving and furniture repository expenses
Also in case of uninhabitability of the dwelling, the Insured
shall arrange for and bear the expenses of moving the furniture
and personal effects of the Insured to the new provisional residence,
within the same municipality, that he shall use.
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Emergency repairs in case of burglary
Should the insured dwelling be left unprotected as a result of
burglary or attempted burglary and should it thereby become easily
accessible from the outside, the Insurer shall arrange for the urgent
sending of operatives to make the necessary provisional repairs to
prevent said accessibility and shall bear the cost of their transport.
Legal advice in case of burglary
Also in case of burglary or attempted burglary of the insured
dwelling, the Insurer shall provide legal advice with regard to
the steps to be taken by the Insured to report the events, providing
information about the course of any legal proceedings that are initiated
and the eventual recovery of the stolen objects.
Sending of a physician in case of accident
Should the Insured be injured as a result of a serious accident befalling
the insured dwelling, the Insurer shall send, as urgently as possible, a
physician to make the appropriate professional
decisions upon examination of the injured parties.
The Insurer shall only bear the expenses of the professional fees and transportation
expenses incurred for this first visit.
Medical transport in case of accident
Should the physician sent by the Insurer decide that the Insured should
be hospitalized, the Insurer shall arrange for and bear the expenses of
his transport in an ambulance to the closest or most appropriate care centre,
within the municipality corresponding to the insured dwelling.
Emergency locksmith
In those cases where the Insured cannot enter the insured dwelling due
to any accidental event, such as the loss, larceny or robbery of keys or
the rendering unusable of the lock due to attempted burglary or any other
cause that prevents it from being opened, as well as in case of robbery of
a set of keys that might jeopardize the security of the dwelling, the Insurer
shall send, as swiftly as possible, a locksmith who will make the necessary
emergency repairs to ensure that the dwelling may once again be closed and
opened safely.
The Insurer shall bear the transport and labour expenses required to open the door.
The Insurer shall also bear, provided the damage is covered by a guarantee
contracted in the policy and always subject to its conditions and insurance limits,
any possible expenses incurred for replacing or fixing the lock,
keys or other closing elements.
